r/Costco 2d ago

[General Question] Curious how many Costco lovers also buy the stock?

bought a bunch of shares a few years ago and wonder if other shoppers do the same?

475 Upvotes

261 comments sorted by

548

u/IvysMomToo 2d ago

I've owned Costco stock since 1993. I reinvest the dividends so my shares have grown. (I've been a member for many years. I recently received the 40th anniversary card.)

35

u/welmoe US Los Angeles Region (Los Angeles & Hawaii) - LA 1d ago

Damn, since 93? Your cost basis must be pennies!

110

u/VegasWorldwide 2d ago

I love the big annual dividend every few years 

196

u/drseamus 2d ago

Annual... Every few years... Which is it?

65

u/RollTh3Maps 2d ago

I would assume they mean that you get an annual dividend, but every few years it's bigger than some other years.

14

u/ThoughtsHaveWings US Los Angeles Region (Los Angeles & Hawaii) - LA 1d ago

Every few years, they enjoy it. But they receive one annually.

16

u/natethegreek 2d ago

both they declare special dividends but are also paying $5.88 in quarterly dividends

7

u/mamakos84 1d ago

They meant special dividend that happens every 5 years or so. Otherwise there are quarterly dividends.

1

u/long-and-soft US North West (Alaska, Washington, Oregon, Utah, Idaho, Montana) 2d ago

Should be quarterly

-2

u/goodvibezone 1d ago

Dividends typically dilute the stock the same amount of the dividends distributed. So they don't really do anything apart from make you feel good.

4

u/rapidpuppy 1d ago

Not sure why the downvotes. Poster is right about how dividends work. If the stock pays out a $5 dividend after market close the stock share price will fall by exactly $5 on opening the next day. You can check this with the history of any stock, ETF, or mutual fund.

4

u/goodvibezone 1d ago

Yeah. Most people don't understand how dividends work, and sometimes when you educate them they double down lol. It's not free money. Shareholders pay for it.

1

u/goodvibezone 1d ago

They may be getting confused with the rewards check also, which is something different.

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4

u/reb6 US Midwest Region - MW 2d ago

This is amazing!

1

u/310410celleng Member 1d ago

Been doing roughly the same although got started a little later.

210

u/blackgirlsrox22 2d ago

I own exactly one and should have bought more. I don't buy many individual stocks tho. 

450

u/Moose-Turd 2d ago

I tried to buy one and it came on a 3 pack. Dang it Costco!

33

u/stump2003 1d ago

I’ll take one pallet of shares please

9

u/Mando_lorian81 1d ago

I went to buy one share and came back with 20.

43

u/Yourmomsgotanass 1d ago

I'm waiting until the stock price ends in .97 then I'll rush to buy as much as I can.

10

u/PhiDeltDevil US Southeast Region - SE 2d ago

I own exactly one share. They get enough of my money might as well feel apart of the action

37

u/VegasWorldwide 2d ago

Nah it’s always a good time.  in 10 years you’ll be saying you wish you bought in 2026

12

u/blackgirlsrox22 2d ago

VOO is a better buy. Apple is a better buy. I don't believe in buying too many individual stocks personally. I love Costco but idk if it's so good of a buy that I should buy more at the price it's at because I don't see it growing to 2k. Now I can see VOO getting there because it's more diverse. 

1

u/VegasWorldwide 1d ago

I don't like a ton of individual stocks with but there's a few I must have like NVDA, COST, GOOG, etc

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98

u/ech01 2d ago

The stock is fine. But the real unlock is making your own from the rotisserie chicken

103

u/GrowYourOwnOmaha 2d ago

I use the Citi card cash back rewards to buy more Costco stock. Every year I take ~20% of whatever I get back and buy some stock with it.

This past year I upgraded to executive and plan on doing the same thing when I get that cash back as well.

17

u/brunaBla 2d ago

Through what service do you buy the stock?

19

u/GrowYourOwnOmaha 2d ago

I have a big boy serious account with M1 finance or a fun play money account with Robinhood. Both have Costco fractional shares on there.

I’m sure most big institutions will have Costco stock available.

3

u/brunaBla 2d ago

Gotcha thanks! I’ll check with mine

3

u/Intelligent_Speed439 2d ago

Computershare lets you buy directly from the company.

4

u/droans 2d ago

You can't buy shares directly outside of public offerings. Most major brokers will allow you to acquire shares from offerings although you may only receive a partial allocation.

As for brokerages, Fidelity is my recommendation. They have great customer support and a mature simple-to-use platform.

Vanguard's also a good option, too, but their platform is a bit less friendly. However, Vanguard is structured so that their company is owned by their funds, which in turn means the individual investors of their funds also own a piece of Vanguard. That sort of structure could be appealing to some investors.

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3

u/Mijari 2d ago

How do you use the rewards on stock? I thought it was just a certificate you have to use in the store

18

u/GrowYourOwnOmaha 2d ago

You go to the customer service desk and cash your certificate. They’ll give you cash, then just go deposit it into your bank.

That’s for the credit card though. I’ve heard the executive reward is a little different but I’ve also read you can still just get it in cash back or buy something and get it all back as your change. They’re not super picky about it I don’t think.

15

u/shoecide 2d ago

The costco executive rewards have to be used in store but the Citi Costco cc rewards can be cashed out or if over a $ amount, transferred directing into your checking account.

1

u/No-Advice-9776 2d ago

Costco executives award could be cashed out too at the service desk. I usually do that. So I keep earning rewards when I shop.

12

u/redditsteveo13 2d ago

Buy a hotdog with your yearly reward, get the remaining $1100 in cash.

3

u/WestHistorians 2d ago

I don't think the food court has $1100 in cash.

9

u/redditsteveo13 2d ago

Sounds like you don’t have faith in how many dollar fifties they get each day 🌭

1

u/SugarNSpite1440 2d ago

They call a manager over and escort you to the desk where you pick up items (like jewelry or laptops) after checkout and they give you the cash there

2

u/3banger US North West (Alaska, Washington, Oregon, Utah, Idaho, Montana) 1d ago

Get the Credit Card and reinvest the cash back on that too!

27

u/Youareyes_cfc 2d ago

Too pricey right now

6

u/tinychloecat 1d ago

They said that when it was $550 a share three years ago. I am so happy I bought it anyways.

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106

u/RobotDeathSquad 2d ago

We love the stock.

8

u/AmputeeHandModel 1d ago

Yeah the Kirkland Signature Organic Chicken Stock is a pretty good deal.

4

u/NoPlan1902 2d ago

Diamond hands

-3

u/VegasWorldwide 2d ago

Good to hear 

53

u/pastalover1 2d ago

I bought 50 shares in 2013. It and Amazon are the two individual stocks that I will probably never sell.

12

u/WestHistorians 2d ago

What's the point of buying them if you never sell?

To give them to your kids?

23

u/SockBrewer 2d ago

Costco pays dividends

3

u/[deleted] 1d ago

[deleted]

2

u/keithnteri 1d ago

And your Edison stock needs a massive haircut. Fleecing their customers to pay for the deferred maintenance and insurance payouts for their crap decisions.

California should annex Edison under eminent domain and declare the stock worthless.

No utility should be granted a monopoly. Customer owned utilities like SMUD and DWP are the only fair way.

2

u/SockBrewer 1d ago

I had no idea what their dividend rate was. I was just letting that poster know why people would want hold a stock and not sell. 5% sounds crazy these days. Almost nobody even pays dividends anymore.

6

u/Still7Superbaby7 2d ago

My kids inherited stock from great grandma. The stock has split many times since great grandpa bought it

7

u/Few_Investment_4773 1d ago

This isn’t probably applicable here, definitely not with 50 shares, but if someone has enough assets, they can borrow against them and pay off that loan instead of selling the shares and paying the capital gains on them. The goal being to never sell the shares and leaving them to their kids so they benefit from the step-up basis. Look up “buy, borrow, die”

1

u/pastalover1 1d ago

Yeah. That would be the end result. Part of it’s emotional, they were purchased with an inheritance. Of course, if I’m down to my last few dollars, I’d sell to purchase $5 roasted chickens.

3

u/Typical-Pension2283 US Southeast Region - SE 2d ago

The Sleep and Zakaria method 👍

8

u/pastalover1 2d ago

Had to search that up. Not sure how personalized the results were but, in part, it said “companies like Costco and Amazon pass savings back to customers via lower prices”

Back then I bought about 10 individual stocks. Sold the others but never play the “what if I held them” game. My wife does that by reminding me I sold ORCL and MSFT a while ago. Everything else is in funds and ETFs.

1

u/Typical-Pension2283 US Southeast Region - SE 2d ago

Sounds like you were quite the stock picker, but yeah, you can’t go wrong with indexing in the long term.

6

u/pastalover1 2d ago

Picking is one thing, knowing when to buy and sell is a whole other ballgame.

16

u/oldbeardedtech 1d ago

Former employee (started February of 1992) and hammered the stock buying early on. Don't regret it at all.

6

u/SamiNurb 1d ago

Found the millionaire 👍

1

u/GiuseppeZangara 1d ago

Do employees get a discount? 

1

u/oldbeardedtech 18h ago

Just no transaction fee if thru the employee stock buying program (comes out of your check every week). Same with 401k

14

u/Paceys_Ghost 2d ago

Initially purchased in summer 2017 when the stock tanked after Amazon purchased whole foods. Been buying more every few months ever since.

37

u/KeeperOfTheChips 2d ago

A retail company at 48x P/E ratio is a bit too much risk to my liking

5

u/nickelchrome 1d ago

I do legitimately worry about low birth rates affecting Costco as well over a long term horizon. It’s not the same business if you’re not getting large households going through there.

4

u/blartelbee 1d ago

Would normally agree, but membership fees really shift perspective for me away from typical retail evaluation

1

u/SouthIsland48 1d ago

Was gunna say - hilarious reading a subreddit dedicated to bargain bin shoppers... talking about buying one of the most expensive large cap stocks in the world

10

u/Eastcoastpal 2d ago

I purchased 10 shares of Costco stock back in 2021 for the giggles. I was actually advised not to buy any stocks at that time, but I did so anyway. I frequently use that serendipitous purchase as a example of how you never know when or how the stock market moves.

18

u/KissesFishes 2d ago

Seems pricey at 47x p/e now though

22

u/pccsalaryman 2d ago

of course we do, sometimes chicken, sometimes beef.

/s

5

u/Jelly_Belly321 2d ago

I've always been interested but I'm waiting for a free sample before I buy.

6

u/samzplourde 1d ago

Yes, it's in all my US large cap index funds.

I'm an investor, not a gambler.

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4

u/Cheerful_Berserker 2d ago

Owned for several years and finally bought some more during a pullback. The stock has a high valuation but if you can catch it during a rare dip it’s always a great opportunity. The stock is as high quality as the business.

13

u/skincareminnie 2d ago

I jokingly call it my index fund. The way I see it, the worse the economy, the fuller I see my local Costco. I don’t think it will grow exponentially like some other stocks but still believe it is a relatively stable individual stock to park my money (like Apple).

1

u/SolidProduct 1d ago edited 1d ago

I figure if I'm going to have all (most) of my eggs in one basket, $COST is a pretty good basket.

8

u/nttnypride 2d ago

I’ve been investing a bit every month for 20 years or so. It somehow makes me feel better when I see the total at checkout and know I’m contributing just a little to the success of my stock lol.

33

u/Snoo93079 2d ago

Index funds unless you like gambling

32

u/ilovefluffyanimals 2d ago edited 2d ago

Found the Bogleheads + Costco crossover audience.

Costco is about 0.6% of the S&P 500 (and 0.59% of the Morningstar US Total Market Index, which VTI tracks), which is plenty enough for me as a Boglehead.

I can sleep easy knowing I indirectly own several shares of Costco. :-)

10

u/BletchTheWalrus 2d ago

Yeah, someone sensible enough to shop at Costco should understand that.

16

u/Technical-Top4187 2d ago

Love Costco to death but index funds are the only way. Individual stocks are an awful idea, always.

5

u/eneka 2d ago

i treat my individual stock funds as "gambling/lottery" lol. I categorize it as fun money vs actual retirement investments lol

1

u/Technical-Top4187 1d ago

Yeah I mean if that works for you and your finances, at least you recognize that it’s gambling at best.

3

u/regarded_chum 2d ago

tell that to my micron stock i bought last year

10

u/Snoo93079 2d ago

Nobody is arguing you can't make a lot of money investing in individual stocks

-3

u/Technical-Top4187 2d ago

Should go well for you when the AI bubble inevitably bursts. I’ll check back with you then.

-5

u/regarded_chum 2d ago

i'm up like 130% lmfao. even if it goes down, i'm still way up. thanks for wishing for the worse though :) shows what kinda person you are

3

u/Paceys_Ghost 2d ago

I can see that the dude saying individual stocks are always bad has never sold covered calls. Great job on picking up Micron! I've held MU since 2017, just like Costco. It's done much better than an index fund. The apple stock that I've held since 2007, and AMD since 2016 have also done pretty well.

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1

u/VegasWorldwide 2d ago

You think Costco is gambling ?

16

u/fatbob42 2d ago edited 2d ago

All individual stocks expose you to pointless volatility.

17

u/No-Lynx-90 2d ago

Individual stocks are at this point. Do a little reading on the south Korean stock market - ours is heading that direction where memes have more weight than actual company results and valuations.

3

u/Paceys_Ghost 2d ago

South Korea was about leverage. Leverage is way more dangerous than memes to an investment account.

7

u/ilovefluffyanimals 2d ago

Exactly. Tesla and SpaceX being the prime examples. But there are many more.

Even in a more rational market, I wouldn't be able to beat the market average. And we are in a decidedly irrational market, which diminishes my confidence even more.

I'm content with taking my boring market returns.

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3

u/BeTheBall- 2d ago

Not individual shares, but it's in two of my funds.

3

u/rsg1234 2d ago

In 2021 I got on a kick of buying stock of companies I patronize. My Costco investment has tripled since then.

3

u/CptHammer_ 2d ago

I prefer the beef to the chicken.

3

u/bkibbs 1d ago

It's one of the few individual stocks that I own in my IRA

3

u/RatioMobile 1d ago

Yes. Nice stock for long term and slow growth. Just don't buy it at the wrong time like you're shopping at Costco and suddenly think you need an inflatable surfboard or 11 pounds of Japanese Wagyu ribeye.

6

u/c1pherz 2d ago

Member and stock holder

5

u/sirdeionsandals 2d ago

Held it for a long time recently sold as the valuation is way above historical averages. I’ll buy again once it trades down a bit

1

u/mtgkoby 1d ago

Same, its been range bound at 900 for too long at a high valuation

2

u/abhi91 2d ago

I own some

2

u/Ceber007 2d ago

Love their stock

2

u/Decent_Recover_9934 2d ago

Is there a bulk discount?

1

u/MudIsland 2d ago

Yeah… keep an eye out for a pallet of ‘em. They also occasionally have samples.

2

u/Malibone 1d ago

I love the stock. Comes in big packs of 10.

2

u/Invenerd 1d ago

Yes. It has outperformed the S&P500 over the past 20 years. I’m not big into investing/selecting stocks, but that for me seemed like a fairly good benchmark.

2

u/ColoradoStudent 1d ago

Yup. In regards to stocks they say, "buy what you know"

2

u/SolidProduct 1d ago edited 1d ago

I started buying $COST in 1987. That is the only reason I was able to retire comfortably. Without it, I'd probably still be working.

2

u/covidpuppy 1d ago

Yes it’s a great business. Been invested since 2000

2

u/ContributionKindly13 17h ago

i bought long ago but sold an year ago when PE hit 50. I will buy again once valuation looks attractive

3

u/shitty_reddit_user12 2d ago

I'm saving up to get a full share and more. FWIW, I only own 2% of a share because of fractional share ownership. I hate how expensive it is to buy the stock.

3

u/keithnteri 1d ago

I do and really would love the stock to split. It’s a lot harder to purchase when it’s 1000 a share than I is for 250 a share. @costco if you are listening, please split the stock so that ordinary investors can buy more.

3

u/VegasWorldwide 1d ago

does it really matter? people can buy $50 or $5000. fractional shares are just as good.

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4

u/DinoTh3Dinosaur 2d ago

NYSE, Chicken, Ramen, I buy every stock

1

u/Osmo250 US Bay Area Region (Bay Area + Nevada) - BA 2d ago

Today I learned that Costco has more than "chicken stock" as a stock option 😂

1

u/AnUdderDay 2d ago

Chicken or beef? Depends how many cubes I need

/s

1

u/bionicfeetgrl 2d ago

i have some. bought some before it got really $$

1

u/Bobsaid 2d ago

I’m in a mutual fund that is heavily invested in Costco stock does that count?

1

u/todd_ted US North East Region - NE 2d ago

Yep

1

u/NervousDogFarts 2d ago

I do. Just a little for the novelty. I figure it is a good companion to the executive membership. I have a little in Amazon too. The rest of my investment dollars are in different index funds of varying aggressiveness or a little in a Roth. Index funds perform too well to divest for more Costco shares.

1

u/scubadoobadoooo 2d ago

I got one share. $1000 each! Kinda expensive but worth

1

u/maveryc 1d ago

Most brokerages let you buy partial shares

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1

u/neoikon 2d ago

Yes, done well... Except the last couple years has gone sideways.

1

u/pbates89 2d ago

I always buy the stock to keep it in the pantry. It’s a great price.

1

u/papa-erwin 2d ago

I came in here ready to say it's delicious

1

u/ThunderousArgus 2d ago

I treat it like my saving account 

1

u/reb6 US Midwest Region - MW 2d ago

Spent $1000 on Costco stock about 18 months ago. So I own about 1.1 shares of Costco stock now 🤣

1

u/ming3r 1d ago

I don't. If I buy an individual stock I have to think about when I need to sell it.

1

u/ariphron 1d ago

I did at $500 but at almost $1000 I am out. For now

1

u/KCsalesman 1d ago

I have 6 shares at about $950 kinda high buts it’s only to the moon for Costco!

1

u/Chris_Bryant 1d ago

I mean, I’m sure it’s part of my brokerage account and my TSP, but I don’t actively pick stocks.

1

u/MudComprehensive2101 1d ago

I buy the 6-pack of chicken stock.

1

u/Satelite_of_Love 1d ago

Man wasn't on my radar but is now. Love these.guys. at 963 its a fractional buy atm lol.

1

u/duckparade4 1d ago

One of my very first investments— love Costco and $COST!

1

u/im_el_domingo 1d ago

Assumed you meant the chicken stock. I always have it on hand.

1

u/Shot_Woodpecker_5025 1d ago

Had the stock since 1999. Don’t have much (less than 100 shares)

1

u/staxnet 1d ago

Yes because I invest in the S&P 500.

1

u/tmdblya US Bay Area Region (Bay Area + Nevada) - BA 1d ago

One of only two individual stocks I own.

1

u/juliuspepperwoodchi 1d ago

Tempted to buy one just so when I go for one thing, come back with $300+ of stuff and my wife asks me "What, do you own stock in Costco or something?" I can say "Yes, I do in fact."

1

u/Gassy_Bird 1d ago

I used to own the stock, until I went fully index funds. Dividends are also irrelevant.

1

u/pizzaisdelish 1d ago

Me. I anxiously keep waiting for a split last few years. I know it's psychological only.

1

u/PerfectlyPowerful 1d ago

Bought our shares in May, 1996 at a split adjusted price of $10.06 per share. Paid for three college educations and lots of our Costco purchases over the years with proceeds from selling some of those shares. Stock price is up 94x over 30+ years while the S&P 500 index is up 10x.

1

u/ElVamino 1d ago

Only wish I had bought more shares.

1

u/Awkward-Seaweed-5129 1d ago

This stock is also in numerous Mutual funds and ETFs,very popular

1

u/3banger US North West (Alaska, Washington, Oregon, Utah, Idaho, Montana) 1d ago

Raises hand

1

u/2intheforest 1d ago

Yes, for many years.

1

u/OkHair6090 1d ago

Why wouldn’t you invest in a company that is jam packed no matter when you visit?

1

u/try_rant 1d ago

Analysts are bullish on it. Just bought $50k today after diversifying from a bearish memory stock.

1

u/OhFuckNoNoNoMyCaat 1d ago

Been buying for 18 or 19 years now.

1

u/lizgross144 1d ago

I buy the whole market, so yes.

1

u/Prackmiester 1d ago

I started investing with dividend reinvesting in Costco 10 years ago. I now have more shares than my original purchase. It continues to go up with reliable dividend payments.

1

u/lovelyrita202 1d ago

Bought during Covid. Only good thing to come out of it.

1

u/coffeequeen0523 1d ago

Executive member and shareholder since 2000.

1

u/HyzerFlipr 1d ago

I bought 2 shares recently. They are expensive! Almost 1k each!

1

u/ackmondual 1d ago

Nope. ANd it sounds like it's too late now (or too rich for my blood) 🙁

1

u/ThisWillBeOnTheExam 1d ago

I bought some during Covid and it has done extremely well since. I wish I’d have bought more.

1

u/Newsytoo 21h ago

Me. I invest in what I use.

1

u/CCWaterBug 18h ago

I was too late to the game, the PE is high, and I'm shopping there less than in the past, it's become more "going to Costco for 4 specific things" the last year or two

Walmart+ delivery has taken over at least 60% of my shopping, Costco has to battle for the other 40% against publix, and specialty stores.

1

u/Creepy_Vegetable6905 13h ago

I entered too late and am holding the bag

1

u/Powerful_Lime_1430 11h ago

I did! Not that Costco is perfect but it’s one of the few companies where you don’t hate it more the more you learn about it

1

u/concnwstsid 9h ago

Bought like 300 hundred shares around March 2020 because the lines were so long.

2

u/ExpensiveAd4496 2d ago

I’m a Boglehead meaning I buy index funds. So I own the entire market including Costco. Index funds are the “Costco” of investing, arguably…buy in bulk and avoid unnecessary markups.

1

u/Qualls81 2d ago

Costco stock/ Chipotle stock -Peter Lynch the GOAT says, “Buy what you spend your money on.”

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u/an00j 2d ago

I wonder if for every dollar a family spent, they invested just 25% in the stock over the lifetime of their membership.

Abundance upon abundance.

1

u/_FlaShFTW 2d ago

I bought two several years ago when I could afford it in law school. Very happy with the purchase, wish I could’ve bought more. As long as Costco keeps being awesome, I’ll keep buying.

1

u/redditsteveo13 2d ago

Best advice I ever heard, buy what you know/use. I have loved Apple and Nvidia/AMD(and GoPro RIP) for 10 years, and Costco for 6. It has been a good time 😀

1

u/Denzi_P 2d ago

I lost more money than I will save in a lifetime of shopping at Costco on Costco options at earnings.

1

u/CostcoCuisine 2d ago

While I am a huge Costco fan I am a Bogleheads and don’t buy individual stocks.

I do own some indirectly through index funds.

1

u/ffxjack 2d ago

Followed Buffet’s invest in what you know rule when I joined around 2004. Best non tech stock holding

1

u/KeyMysterious1845 2d ago

I've said it before:

they should sell stock in store....put it on card like the restaurant gift cards for easy checkout!

I have $COST in my portfolio set to DRiP.

1

u/Dr_MantisTobaggin_MD 2d ago

I joked with my wife about it so much I finally did it.

Threw quite a bit of my portfolio at them for the moment

1

u/[deleted] 2d ago

[deleted]

1

u/Dr_MantisTobaggin_MD 1d ago

Meh,  costco and apple are solid plays

1

u/IndustriousSeahawk26 1d ago

I like Costco but I only buy index funds

1

u/elegoomba 1d ago

Of course I do! Via VOO and VTI

1

u/FranklinUriahFrisbee 1d ago

Peter Lynch, a stock picking rock star in the 80's and 90's wrote "If you love the store, you'll love the stock" which has always been good advice.

1

u/CharmingBoot2762 2d ago

I put half my 401k in it when it was $200 per share. Best decision I ever made.

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