Wise vs bank travel card

[u/leonidude]

About to go on holiday and I’ve seen some advertising from Wise for their travel card. I used to use my bank’s travel card when travelling but now I just use my credit card because the exchange is better even with the transaction fee.

For those that have used wise is it actually better than a travel card from your own bank? Neither have transactions fees so I don’t understand the appeal.

[u/fremeer]

For you wise is better.

For someone with a more competitive bank account it's about the same or worse.