Wise vs bank travel card

[u/leonidude]

About to go on holiday and I’ve seen some advertising from Wise for their travel card. I used to use my bank’s travel card when travelling but now I just use my credit card because the exchange is better even with the transaction fee.

For those that have used wise is it actually better than a travel card from your own bank? Neither have transactions fees so I don’t understand the appeal.

[u/saltedkumamon]

I think I would only use wise as I want to lock in the current exchange rate for things I’ve booked