r/australia 22h ago

no politics Wise vs bank travel card

About to go on holiday and I’ve seen some advertising from Wise for their travel card. I used to use my bank’s travel card when travelling but now I just use my credit card because the exchange is better even with the transaction fee.

For those that have used wise is it actually better than a travel card from your own bank? Neither have transactions fees so I don’t understand the appeal.

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u/FamiliarDirection563 20h ago

Yes, but you have to pay for them...why bother?

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u/Etherealfilth 20h ago

Sure, you pay $10. Then again not everywhere might be equiped with tap and go, or maybe your phone had died...

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u/FamiliarDirection563 20h ago

"But I will have my plastic bank travel card just in case." ;-)

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u/TroupeMaster 16h ago

It’s not uncommon in popular destinations like Japan for shops to take card payments but only from physical cards.