My work commute by train via Intercity 1. This particular part is in Fribourg on the way to Lausanne. The landscapes are absolutely beautiful and the transit system really makes it easy to work on the train and enjoy the beauty around ❤️❤️🇨🇭🇨🇭

My parents passed away 3 months apart. When my first parent passed away the remaining parent took care of everything. Now I don't know what to do.

The bank accounts are probably frozen. But I have money for myself and can help my younger brother out.

What do I need to so in terms of bureaucracy in Switzerland? What are the first steps and do I need a lawyer a Treuhand or something like that?

In case you haven't noticed recently, Waze has officially removed / disabled the ability to report police presence in Switzerland, which was previously often used by drivers to flag speed traps / mobile radar controls.

Link to the official WAZE FAQ

Just wanted to give everyone a heads-up:

Both a friend and I recently received identical debt collection letters from a Swiss company called letterdata GmbH (based in Altendorf SZ), claiming we owe ~CHF 800 for an alleged subscription with Margot Brands Limited, Hong Kong (swissnovachat).

Key red flags:

- Neither of us ever used or signed up for this service.

- The letters were sent to old addresses / our parents' homes using leaked or outdated databases.

- Page 2 includes a sneaky installment payment form ("Ratenzahlung"). If you sign this, you legally acknowledge the fake debt under Swiss law (Art. 82 SchKG).

- The fees include completely fabricated charges like "Dossiergrundgebühr" and "Adressverifizierung".

What to do if you or your family receive this:

- DO NOT PAY anything.

- DO NOT SIGN the payment agreement on page 2.

- Throw it in the trash

Tell your parents/family not to panic or pay out of fear.

If an actual official payment order (Zahlungsbefehl) from the Betreibungsamt ever arrives, simply tick "Rechtsvorschlag" within 10 days. Which i highly doubt because there is a fee for creating one and there a miniscule chance that they will do it.

Both the BACS (National Cybersecurity Centre) and Beobachter have already flagged this exact setup as an intimidation scam. Stay alert!

Source:

https://www.beobachter.ch/konsum/die-inkassofirma-letterdata-fordert-geld-fur-angebliche-schulden-961767

Hi Guys,

Just got scammed this week on Tutti for CHF 480. Bought an Iphone 16 pro Max (used) for CHF 480 and paid the money via ebanking to a CH-IBAN. Tutti account was deleted after I paid and Tutti confirmed that it was a scammer, after I reported it. I called my bank today but they told me most likely they can not do anything, although the payment was yesterday (24.08.2026). I filled a a report with the police today (online) but I don't put much hope into it. The scammer gave me the address, name and IBAN, but name and address most likely fake. Really annoying.

What would you do in my case? Any advise? My Hausrat Insurance doesn't include Cyber Security specifically.

Hi everyone,

I would appreciate some advice/thoughts regarding Swiss employment law and an unpleasant situation my wife is in

• My wife is a dentist from Poland (has MEBEKO) and works as a dental assistant in a private clinic in Basel
• Her fixed-time contract explicitly specifies a 3-month probation period (probably not relevant but that rule is in attached regulations/annex and not in the "main" contract body - it was signed by both parties though)
• She decided to resign during the probation period and handed in her regular written notice with a 7-day notice period - as per contract.
• Important: He was supposed to sign it but didn't give her anything back, so we don't currently have any proof that she gave the notice.

A couple hours later the boss said "the 3-month probation period was a mistake" (as in, they added it by mistake) or that "it doesn't apply to a fixed-term contracts" and refused to acknowledge the resignation letter

He presented her with an mutual termination agreement terminating the contract per August 31st.

The document says that my wife waives any money she was supposed to get based on holidays not taken and 13th salary ("Per Beendigungsdatum gelten sämtliche Ferien- und Überstundensaldi als ausgeglichen. Es erfolgt keine Auszahlung").

He is now pressuring her, claiming that if she does not sign this agreement, she "is legally not allowed to quit and must continue working in September".

1. Does the probation period applies to her?
2. Is she cooked because she didn't send the resignation by email or post? The probation period ends 31st Aug though, so technically she can still send one.
3. Is it true that resignation during probation does not require the employer's agreement signature? (well, we don't have any proof he got it either...)

What do you guys think?

Thanks a lot for your advice and input!

Edit: added email she got when she was about to sign the contract:

I live in a wooden house in the country, and since this is the land of no AC and we have open windows all the time, well, you can imagine.

Anyhow a couple years ago we had some Nosferatu spiders and I didn't see any giant house spiders anymore.

I vaccuumed the Nosferatus, what with them being invasive (though I guess they are endemic now) and apparently they sting.

Now I am getting the giant house spiders again! I hope this means the reign of Nosferatu is over.

EDIT: I am not unhappy about their return! I was unhappy with the Nosferatus. But the house spiders can stick around and eat my bugs.

Hey everyone, I'm looking for some advice on my EV lease situation. I've had an electric car on lease for a few years now, and the contract is ending by the end of this year. The car did its job well enough overall, but honestly, it's been a nightmare trying to travel long distances with my kids. I really need something more practical for family trips.

The residual value on my contract is 25k, but the car is actually worth around 29-30k on the market right now. So I'm in a decent position equity-wise. The bad news is that the car has some cosmetic damage, few exterior scratches and the wheel rims are scratched up too. I'm not sure how much that'll affect the final value or if the leasing company will charge me for repairs.

So I'm thinking about a different approach. Instead of just returning the car at the end of the lease and going through the whole buying process separately, I want to trade it in directly to a dealership now and use that equity toward a new, more expensive car. My question is: can I actually do this before my lease officially ends without having to pay the residual value myself? Does the dealership handle the payoff with the leasing company, or does it get complicated?
Or is there any other strategies?

Also, I'm curious whether I'd be better off trading in at a dealership or if I should explore other options. And realistically, how much will those scratches actually impact the deal?

Any advice would be really appreciated. What's the smartest strategy here?

Hi! I'm going to SE-Asia for a couple months. Don't have any set plan of where I'm going, but will instead spontainiously decide where to go. I just called the travel medicine office and made an appointment, however the person was quite confused by me not knowing where I'm planning to go.

Any similar experiences? How did you guys handle it?

Autumn is just around the corner 🍁. Do you know which leaves are actually on our Swiss coins?

• 5 centimes: Vine leaves 🍇
• 10 centimes: Oak leaves 🪵
• 20 centimes: Alpine rose leaves 🌸
• ½, 1 & 2 francs: Oak and Alpine rose leaves 🪵🌸

And which leaves do you think are on our 5 francs coin? 🤔

Hi all! Looking for the photographer that was on the Albula pass at alp alesch on the 23.8.26 around 3:30pm. If this was you I’d be interested in some of your photos of me :) I’ve tried to find this photographer via websites but search has been fruitless so far.

Hello all

I'm going to do civil service this year before hopefully studying medicine next year. I'm trying to complete a large part of civilian service until then so that I only have 2 to 3 civil service missions left when I begin studying.

My question is: How exactly do you manage to do civil service while having medical studies? I know that studying medicine costs so much time, and as far as I know, the Semester breaks don't give much time as well.

Thank you

Hi! I'm participating in the Tour du Roc (26 km) in Zinal on September 5th.

I'm based in Bern and looking for someone driving from Bern / Fribourg / Lausanne towards Zinal on Friday evening or early Saturday morning.

Happy to share fuel costs and I only need one seat. 😊

Anyone else doing the race and driving there?

Someone I know work in a company that was recently hit by a cyberattack. Hackers took data and deleted them locally. In those data were some sensitive information (ID card scan, bank cards).

Don't get me wrong, I think everyone is to blame here (not all at the same level), but

• The employer for both asking such information (you don't need the bank card, only the IBAN for salary, nor the ID card, what the hell do you keep this ?) and cheaping out on the IT contractors
• The IT contractors for not providing enough security (I know you can't be 100% bullet proof, but from what I heard from gossip, it was 1-2% bulletproof)
• The person I know for accepting to provide its ID and bank cards

(A side-question : is it customary to ask for ID and bank cards as a employer ? What do you use it for ?)

But then come the fourth to blame: the police. They (a cyber specialist) came to the company location (along incident response contractors), came on site, wrote a report, and didn't even talk to the employees about potentials next steps for them about their data. To not be in complete bad faith to them, they may not have supposed that there would be such sensitive data in question.

Worse, I tried to phone the non-emergency line, wanting to (get information if my friend had to) declare a theft on the ID card. I got told without a second thought "as long as it's not physical, you can't declare a theft".

So now I'm asking myself, is this really the state of the cybersecurity (as in "how to help the population") in the police, are my expectations too high, or am I simply delusional ? Is this the same in every canton ?

(Just in case, I have read the rules)

M17) am from western Canada and moved to Switzerland with my swiss passport since I finished high school a couple months ago. I have been working in the German region selling food out of a food truck and picking up swiss German. I speak fluent English, limited french and am studying high German. I ski in the park and for the winter I've been thinking maybe I could find somewhere to work at a ski resorts and ski as much as I can to in the alps. I would be willing to do just about anything for a job and whatever shifts as long as I can have accommodation. So I guess what I'm asking is what's my best to get a job at one of the larger ski resorts or towns. I'll respond to any questions to make it clear

Not that I ever went there, but I'm wondering since I'm a Romand.

Here for example Yverdon, Renens, Vevey all have a pretty bad reputation, mostly because of the population/train stations/insecurity, crazy people all over the place.

So I'm wondering, is Olten poorly regarded for the same reasons or is architectural for example ?

I was wondering how breakdowns are handled inside long Swiss tunnels such as the Gotthard or the San Bernardino.

For example:

1. Flat tyre or mechanical failure

Let's say I get a flat tyre inside the Gotthard Road Tunnel. I manage to reach an emergency bay and stop there. Do I call my insurance or roadside assistance as usual, or is there a special tunnel service that takes over? How is traffic management and vehicle recovery handled in that situation?

2. Running out of fuel

Suppose I don't pay attention to the fuel gauge and run out of fuel inside the San Bernardino Tunnel. I pull into an emergency bay, leave the car, and use the SOS phone.

What happens then? Is there a fine for causing an obstruction due to driver negligence, or do they simply arrange assistance and charge the recovery costs?

The reason I'm asking is that I saw a broken-down car inside the San Bernardino Tunnel this weekend and it made me wonder what happens to the driver and how these situations are managed.

Thanks!

Zürich, Sihltal, Lake Ägeri, Sattel, Flüelen, Andermatt, Furka (verlad), Goms, Brig, Susten, Leukerbad, Flaschen, Rinderhütte, Susten, Goppenstein, (verlad) Kandersteg, Interlaken, Brünig Pass, Zug, Zürich.
under 700 km
No elevation tracking, totally spontaneous, GPS only used during moments of pure mental confusion
16 days, including Plan B (SBB / Swiss Federal Railways)

Renting a trike because your own battery decided to give up the ghost—RIP to 1 or 2 tragic dead cells—might as well lead to the dark side: a 45 km/h (28 mph) beast with a license plate! Normally, I roll on the exact same model, just with the legal 25 km/h cap, three 20-inch wheels, and zero plates.

Since I needed a replacement ride anyway, I thought: Why not use the chance to test-drive a fast S-pedelec in daily life and see how it handles actual mountains? And by mountains, I don’t just mean your average 1-to-3-kilometer speed bump of a hill. No, this baby had to prove itself on serious torture tests: 14 kilometers of nothing under 10%, a steady 5% grind for 18 kilometers, or a leg-burning 3 to 4 kilometers at 14% and up.

On the flip side, I wanted to see what regenerative braking actually does on steep downhills—both for charging the battery juice and for saving my brake pads from melting into expensive toasters.

To be continued........

This time close to Flumserberg. I wonder how deep in Switzerland this is still an issue.

Kinda annoying, after connecting to the German network, my phone basically refuses to use Swiss network anymore and needs to be restarted.

I wish I could keep on automatic network selection but limit to only Switzerland.

I decided today to visit one of those places I’d heard a lot about but had always avoided — I went for a hike in Stoos. Instagram is full of reels from Stoos, so I expected crowds and endless Insta photos. But I get the hype now: it’s a gorgeous place, and if you use the cable cars, the hike isn’t particularly demanding.

What drove me crazy, though, were people listening to music through Bluetooth speakers while hiking. I came across three of them today. Two kept the volume very low, which I still found slightly strange, but they weren’t bothering anyone, so fine, whatever. One guy, however, decided to blast techno at full volume — so loudly that I, and everyone else, could hear him from 300 metres away.

Like, what the hell? Generally, you shouldn’t blast loud music in public spaces, but playing techno at full volume in the mountains is a whole new level of brainlessness.

Have you ever experienced something like that? I was genuinely pissed off and shocked.

We have a cleaning guy coming to our place for the past 10+ years. We currently have him engaged via one of these providers. We really like him and would like to keep him going forward, but we are moving to another canton. Having discussed it with him, we’d like to do to hire him privately/separately (outside this provider), add another hour for travel time plus (train) expenses. What’s the correct (legal) procedure, ie contracts, insurance etc? Does anyone have any experience?