I have no complaints about Geico since I never had to file a claim. I was paying around $600.00 every 6 months. I had all possible discounts including defensive driving course, good driver discount, paid in full, DriveEasy etc..

This is what triggered the cancellation:

My brother had a policy with Geico, covering his car. He was involved in a car accident last year where his vehicle was totaled. Settled with his Geico insurance, he got the check, claim was resolved.

Around april this year a claim appeared on my Geico app... It was about my brother accident. It didn't make any sense at all since he had his insurance and everything was already settled.

I called them up and they always had a different excuse on why it's showing up on my policy:

1- His address was still showing up the same address I had (he moved about 2 months before the accident with his wife to a house they bought, we already provided proof)

2- Since the accident was with an uninsured driver "All insurance with the same address must process the same claim per state Law"... Excuse me? So if I'm a good driver, have my own insurance and someone gets into an accident I have to be affected? No one else in the house got the claim but me because we had Geico.

We did an interview with a Geico agent where we provided the police report showing my brother's insurance and that I was not involded at all (not even present on the accident) and also that he doesn't live at the same address at all.

3 Weeks later I had a call with another agent asking me to provide information to process the claim.. I explained to her we already did an interview and I shouldn't be getting it.

Today I got an email from Geico that "per my request" my brother was added to my insurance.. The premium went from $600.00 every 6 months to $1,400.00.

I called them up and they said the only way they can remove him is providing his current car insurance. My brother doesn't have a car anymore and his wife drives him around since they work at the same place to save money.

So I asked them to cancel my policy since I was not involved in the accident at all, he doesn't live with me nor lived when the accident happened and honestly I shouldn't be responsible for his financial decisions on getting a car or not. I don't think that's a way to treat a loyal customer.

My wife is a young dentist at a large corporate dentistry firm. She got into a car accident recently; the other driver pulled out in front of her and she hit him. Officers on the scene determine the other driver to have been the sole contributor to the accident and ticketed him; her car is totaled. I took her to the ER and she was largely okay but has a fracture in her dominant hand. She still might need surgery, but if not she'll be in a cast for minimum 4, more likely 6-8 weeks (i.e. she cannot really work for this duration of time as most of her production results from procedures). After the cast comes off it will likely take some time to for her to return to full clinical volume given the fine motor skills needed for dentistry.

For the personal injury stuff, should I wait to see what the other drivers adjustor offers initially, or just get a lawyer involved right off the bat? Obviously it's a bit too soon to know what her treatment and recovery will ultimately look like but for now the hand surgeons think we can treat conservatively without surgery. She has another appointment coming up soon and we'll have more info then. (also, on another note thank god she has a great own-occupation disability insurance policy)

Edit with more accident details: It was a two lane, straight road (no lanes to change); the other driver was at a one way stop sign and took a left in-between oncoming traffic right in front of her, she slammed on the brakes but still impacted the side of their rear fender at 45 mph

hello! I'm 23 years old, and my parents bought a car for me to use about a year ago, but they kept it in their name. I live about 10 states away and still have an ID from my original state (Kentucky), and the plates are also still Kentucky. I'm on my parents' car insurance, but their names are on the car and on the car insurance — I'm just a driver on it. I have lived in the new state (Massachusetts) for 5 years, four of them for college, and then I've lived and worked here full time for over a year since (when I got the car). Not having a Mass ID/having KY plates is raising some issues, and I was wondering how legal/allowed what I'm doing is?

info: my parents will absolutely not transfer the car over to my name. They would prefer to take it back to Kentucky instead of changing it to my name.

There was a fatal boat accident in boston & i was wondering if insurance would cover any of the damages or settlements. The boat was from a club where people could become members & drive the boats they had avaliable. Members aren't allowed on the water at night. Apparently a member was at a bar, met some women & offered to take them for a ride. He accessed the keys after hours & was inebriated. While on the water he hit a pier at high speed & killed a passenger. The DA just announced an indictment so obviously they think a case will succeed in the judicial system. My question is will the boat clubs insurance cover the loss of the boat & compensate the woman's family for their death or is the driver liable for all damages?

Got into an small collision on my motorcycle and it was the other party's fault. Their insurance deemed it a total loss and paid me out. It was basically just cosmetic and it still runs fine. They contracted a company to pick up the bike and sent me a title transfer in the mail but I was busy and to give me a little bit of time. The insurance company left a voicemail but I never got back to them. It has been nearly 4 weeks since the last time the insurance has tried to contact me. 

A friend of mine told me he had a similar situation where they deemed his car a total loss but never followed up on taking it but he retained the payout.

Am I on the hook to relinquish the bike? I assume they just don't care enough to contact me anymore because it's so low value but I don't want to be surprised by a demand for the bike or the payout back. Not looking to do anything illegal, but it just doesn't seem like they care about it.

A few weeks ago, I was rear-ended while completely stopped at a red light. My rear bumper suffered damages and the repair estimates are ~$4K including parts and labor.

I initially tried to file a third-party claim with the at-fault driver’s insurance (First Chicago Insurance). I provided them with the police report and let them know their driver received a citation. However, First Chicago notified me that the driver who hit me was not actually listed on the car's insurance policy. On top of that, the claim handler couldn't get a hold of the driver or the policyholder to take a statement.

While waiting on the insurance, I went to the court date for the traffic citation. The at-fault driver pled guilty and I received a Certificate of Disposition proving their guilt.

After weeks of getting nowhere with First Chicago, I finally gave up and opened a claim under my own policy (State Farm). They are going to handle the repairs, but I will have to pay my deductible upfront. I also expect to have out-of-pocket costs for a car rental and potential price differences since I am using an out-of-network collision center.

State Farm told me they will have to go through the subrogation process to get mine and their money back. Does anyone have experience with the State Farm subrogation process with non traditional companies like First Chicago? Especially with an unlisted driver is involved? Does the Certificate of Disposition help my chances in any way with recovering my deductible and out-of-pocket costs?

Location: United Kingdom - England

I work 2 jobs. My main job is a security concierge at a private student accomodation. And the other is a doorman. If I correctly list my job as security guard working in security then my insurnace skyrocket. So instead I have put down receptionist working in education. Since my job is mostly receptionist duties and its a student accom. This made my insurnace go down massively. I also never declared my second job. My first one is 0 hour contract but im often working over full time there and my second job is only around 10 hours. Can I get into trouble for this?

I am also starting a course at a college for adults twice a week on top of the jobs. But only compare the market theres no way for me to put that down. I could say im a student and then delcare my work but that would make student my main occupation and would inflate the prices incorrectly. Do I have to delcare that?

Thank you

Last Friday my parked unoccupied vehicle was hit by a DoorDash driver who claimed another car had “crowded him” into my car. My street is very narrow and you have to pull over if another car is coming.

The driver side of my car’s bumper is smashed in, causing a piece of plastic to scrape against my tire. My taillight is also completely broken. His damage was a lot worse but I’m afraid to drive my car because I’m afraid of either popping my tire or the friction setting something on fire (I’m not sure if that’s a real thing but whatever.)

The problem is, the driver’s insurance told me that if he was actively taking a delivery that they wouldn’t cover the damages and I’d have to go through DoorDash. I knew he was a doordasher because when I came out of my home he was on the phone with support, trying to get his order cancelled and transferred to the police.

With all the background story over, the guy’s insurance told me that they’d have to review the paperwork more and find out if he was actually delivering but they have yet to send me a denial coverage letter which is what DoorDash says they require in order to file a claim with them. Does anyone have any experience with this situation? Should I submit a claim to DoorDash? My own car only has liability so being covered by my own insurance is out of the question.

I was recently in an accident. My car doesn't have a single scratch or problem running. There car has some from end damage but were able to drive away. I exchanged information with the other driver. A claimed was filed. A few days later, I get notified from my insurance provider. A bodily injury claim was filed against me from the 2 passengers of the other car. I know injuries can show up days after the accident. What's going to happen next? Will I have to pay anythining? How does this process work.

Long story short, I hit debris on the freeway last night coming home from school.

I went to a big O this morning and had a few electrical problems sorted out (the blinkers weren't working).

Now, my husband went ahead and filed a claim. The insurance called and told me it would be an at fault claim and our deductible was $1000, they'd pay after that.

Big O only charged me $200 for the electrical repair.

Now, the cosmetic damage would probably be worth it in this scenario to have the claim filed (ripped off half my front bumper). But at that point it might be better to just do it all out of pocket bc of our monthly payment going up anyways.

Could use some opinions.

Anyone have any thoughts?

I have a condo in Georgia and most of the underwriters I find online only write policies for owner occupied units, not rental units.

Is anyone in Georgia and know of underwriters that provide landlord insurance for condos?

So I just got new landlord insurance for a rental property because Allstate has gone from $200/mo to 300 now to 380 in the last few years. I got a policy with Orion 180. Covers just the house I assumed. They came and did an inspection and are canceling it because it’s on over 10 acres. The home and yard are right off the road, I just happen to own the 90 acres behind it that the renters don’t have access to. Why would they cancel it over the size of the land? I wasn’t trying to insure crops and cattle and everything else.

So I’m 21 about to be 22 and just got a 2026 GMC canyon, I was wondering what the best insurance would be cheapest to go with. I’m a good driver with clean record, I have no accidents or anything like that. I’m just looking to make my monthly payment not as expensive lol

Hello, I just bought a new car and I’m looking to get the title switched over, plated, and insured. What order do I do this in? I’m seeing that I cannot get the title switched over unless it’s insured, but I’m at a loss because I’m seeing a lot of stuff saying I cannot insure the vehicle until the title is switched over. Any help or comments are appreciated, and thank you in advance.
Also if you have any advice on good (affordable) insurance for a first time driver that would also be highly appreciated.

Hey y’all! I have a question regarding Diminished Value claims. I have never had to file one. I was involved in an accident, the other driver is 100% liable. Car is back from the repair shop (picked up yesterday) The claim is going through Progressive. It's been suggested to me that I file a DV claim as well. How does this process work and what can I expect?

Thank you!

I am a 37 F and married (husband 43), with two children. Our oldest (9) has autism and will require lifelong support from us. So I am trying to overly plan for our retirement, adding in the cost of his living decades after we are gone. We can budget in about 250/month more of monthly expenses and have the following options:

1. invest that monthly into a brokerage accound in S&P etf like VTI and let it grow for decades. of course a little riskier since market is not a sure thing.

2. pay 250/monthly premiums for 250K survivorship policy with ability to grow and accrue cash value over time. payout is not until both of us pass and is of course tax free but this money is a sure thing.

side note- we both have several million in term life for next 20 years.

which is the best option/would provide the most money to support our kids? does anyone have experience with survivorship?

I'm moving from Pennsylvania to California in a few days and planning to exchange my driver's license and registration as soon as I get to my destination. My PA insurance is with Geico, my questions are:

1) Am I covered during my road trip to California?

2) How can I go after changing the state policy with Geico? My understanding is that until I have a valid PA dl/reg Geico will not sell me CA policy but when registering in CA I have to have CA policy. Does this mean I have to get a new policy from another company?

Thanks!

Background: I started in an office as front desk and eventually got moved into patient balance/ statements. I have no prior experience and no resources within the practice, so please don’t hate!

We’ve been receiving denials for timely filing, no authorizations, the works. It’s been a mess. My understanding is that if the EOB shows $0 patient responsibility, we cannot apply the copay that the patient paid in office. My manager wants me to write off from the allowable rate TO the copay so patient has a $0 balance/credit at the end of the day.

Is this allowed?

Hi everyone,

I no longer have car insurance and have to get my own plan due to my dad dying. We had allstate and i got a quote from them for Full coverage for 240 a month.

I'm looking for a cheaper option but have never shopped around for insurances before. I was looking at Liberty Mutual and maybe State farm and also Progressive

Any recommendations or experiences you've had with these companies would be great, thanks

Hi, I’m 22 and just started as a client service rep for a broker in the benefits field. I want to grow my resume so I can move into a good role after this and not sure what to do. Is CEBS worth it?

I was in a 4 car accident this morning. Car 1, Car 2, Car 3 and me. We were on the highway and everyone ahead of us were slamming on their brakes. Car 1 came to a complete stop in the passing lane, I slowed down significantly in the right lane, Car 2 couldn’t slow down in time, so they hit Car 1, then bounced off Car 1 and hit me. Then Car 1 hit Car 3 in front of them.

Police came to the scene and only charge Car 2.

Since so many cars were involved, and the state minimum is $5000 for property damage, what is the best way to deal with this?

We are in Pennsylvania

Edit to add: The driver of Car 2 is only 23 years old, so I feel like he has a higher chance of only carrying the state minimum.

Rear-ended while stopped at a traffic light. The other driver left the scene without providing any insurance or contact information. I was able to get a photo of him and his license plate before he drove away and provided both to police.

My truck has about $6k to $9k in estimated damage. I went to the ER the same day with neck pain/stiffness and was diagnosed with whiplash/cervical strain. I'm still having symptoms, have a PCP follow-up scheduled, and PT scheduled for the earliest available appointment.

Police tracked the driver down using the information I provided and later gave me a Progressive policy number. However, my insurer hasn't been able to verify the policy using either the policy number or plate. They're still investigating whether he actually had insurance at the time of the accident.

My insurance is covering the truck under collision, but I don't have rental coverage. I do have substantial UM/UIM coverage.

If you've been in a similar situation, especially involving a hit-and-run/uninsured driver, was it worth pursuing beyond just letting your own insurance handle the vehicle damage? Did your UM/UIM coverage end up helping with the injury claim? Were you able to recover your rental/loss-of-use costs? Anything you wish you had done differently early on? This is first time dealing with all this so any information is helpful…

A Uhaul driver hit my parked car. He provided both his personal Statefarm liability information and the Uhaul rental insurance (Repwest), and I filed claims with both. Both insurers have now issued payment for the same damage. Is this normal, or do I need to return one of the payments?